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INCOME PROTECTION

Protect Your Income

If You’re Unable to Work

Income Replacement

Income Replacement

Provides a regular monthly income if illness or injury prevents you from working, helping you maintain financial stability.

Long-Term Support

Long-Term Financial Support

Payments can continue until you return to work, retire, or the policy ends, depending on the terms of your cover.

Illness and Injury Cover

Illness & Injury Cover

Protects your income if you are unable to work due to illness or accidental injury, subject to policy definitions.

Lifestyle Protection

Lifestyle & Bill Protection

Helps cover essential living costs such as rent, mortgage payments, utilities, and everyday household expenses.

Flexible Income Protection

Flexible Policy Options

Cover levels, deferred periods, and benefit lengths can be tailored and reviewed as your income and circumstances change.

Why Choose Income Protection?

Your income is one of your most important financial assets. If illness or injury prevents you from working, income protection helps ensure you can continue to meet your financial commitments and maintain your lifestyle.

Many people underestimate how long they could be unable to work due to health issues. Income protection provides reliable financial support, helping reduce stress and allowing you to focus on recovery rather than worrying about your finances.

How Does Income Protection Work?

Income protection pays a regular monthly benefit if you are unable to work due to illness or injury, subject to the terms of the policy. Payments can continue until you return to work, retire, or the policy term ends.

This income can be used to cover essential living costs such as mortgage or rent payments, household bills, and everyday expenses, providing financial stability during periods of ill health.

What We Offer

At WealthiFox, we help you choose income protection tailored to your occupation, income level, and personal circumstances. Our advisers focus on selecting suitable cover, deferred periods, and benefit levels to provide dependable, long-term peace of mind.

Income Protection

Income Protection

Income protection is designed to provide financial support if illness or injury prevents you from working. It helps replace a portion of your income, ensuring you can continue to meet essential financial commitments.

Many people rely on their income to cover everyday living costs such as mortgage or rent, household bills, and family expenses. Income protection offers peace of mind by providing regular payments during periods when you are unable to work.

Policies can be tailored to your occupation, income level, and personal circumstances, with options such as deferred periods and benefit lengths to suit your needs. Regular reviews help ensure your cover remains appropriate over time.

Monthly Income Benefit

Monthly Income Benefit

Provides a regular monthly payment if you are unable to work due to illness or injury, helping maintain financial stability.

Long-Term Support

Long-Term Financial Support

Payments can continue until you return to work, retire, or reach the end of the policy term, depending on your cover.

Illness and Injury Cover

Illness & Injury Protection

Covers a wide range of medical conditions and injuries that may prevent you from working, subject to policy definitions.

Lifestyle Protection

Lifestyle & Bill Protection

Helps cover essential living costs such as mortgage payments, rent, utilities, and everyday household expenses.

4.9

Average Client Rating

99

%
Client Satisfaction
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FAQ’s

Frequently Asked Questions

About Income Protection

  • What is income protection?

    Income protection provides a regular monthly payment if you are unable to work due to illness or injury. It is designed to help replace a portion of your income and support your essential living costs.

  • How much income does income protection pay?

    Most policies pay a percentage of your income, typically up to around 50–65%. The exact amount depends on your earnings, occupation, and the terms of the policy.

  • When do income protection payments start?

    Payments begin after a chosen deferred period, such as 4, 8, or 13 weeks. This is the time between when you stop working and when the policy starts paying out.

  • How long will income protection pay out for?

    Payments can continue until you return to work, retire, or reach the end of the policy term, depending on the options selected when the policy was set up.

Say Hello

info@wealthifoxwm.co.uk